Tendem is based on cold tolerant native fungal bio-agent which is potent “P” solublizers, antagonistic to soil borne diseases of plants and is resistant/ compatible with Carbendazim fungicide and can be applied together with Carbendazim upto @ 0.01%. This biofertilizer is important input for Phosphorus solubilization and can give additional benefit by disease management in organic farming system as well as integrated nutrient/disease management by its ability to work synergistically with Carbendazim. Tendem stimulates root growth, improves productivity, and quality increases water use efficiency, and additionally gives protection from soil borne disease causing fungi. Tendem is free living Fungal bioagents and can be used in all Fruits, vegetables, flowericulture/ ornamental, cereal, pulses and other crop plants. This product is based on fungal Two efficient fungal bio control fungi submitted under patent deposit of IDA as Tab-1 and Tab-2 (Patent Deposit No MTCC-25285 (Tab-1) and MTCC-25286 (Tab-2) (Tab= triple action biocontrol agents, having high “P” solublizing ability, highly antagonistic to disease causing fungi and resistant/compatable to selected fungicide.). Moreover we have developed inventory of 15 noval such fungal strains which are resistant to carbendazim, mancozeb and copper oxychloride